Share Certificates of Deposit at Ukrainian National Federal Credit Union offer a better return and stable dividend rates on its 3 and 6 months, 1, 2, 3, 4 and 5 year CD's. Your rate is locked in for the term of your certificate.

Dividends are compounded daily and credited to your account quarterly.

The minimum balance required to open a CD is $500.00.

You may not make additions into the account until the maturity date. If you need to withdraw funds prior to maturity, the following early withdrawal penalties apply:

Term of CD	Penalty
3 month CD	30 days
6 month CD	30 days
12 month CD	90 days
24 month CD	180 days
36 month CD	270 days
48 month CD	300 days
60 month CD	365 days